Canada Recovery Benefit (CRB)

Opened October 12, 2020

The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA).

If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period.

If your situation continues past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27th, 2020 and September 25th, 2021.

Who can Apply

To be eligible for the CRB, you must meet all of the conditions for the 2-week period you are applying for:

  • You were not working for reasons related to Covid-19 or you had a 50% reduction in your average weekly income compared to the previous year due to Covid-19
  • You did not apply for or receive other benefits including the CRSB, CRCB, short-term disability benefits, Worker’s Compensation Benefits, EI Benefits or QPIP benefits
  • You were NOT ELIGIBLE for EI Benefits
  • You reside in Canada
  • You were present in Canada
  • You were at least 15 years old
  • You have a valid Social Insurance Number
  • You earned at least $5,000 in 2019, 2020 or in the 12 months before the date you apply
  • You have not quit your job or reduced your hours voluntarily on or after September 27th, 2020 unless it was reasonable to do so
  • You were seeking work during the period, either as an employee or in self-employment

Note that you may earn employment or self-employment income while you receive the CRB. But the CRB has an income threshold of $38,000.00. You will have to reimburse $0.50 for every dollar of net income you earn above the income threshold.

  • You have not turned down reasonable work during the 2 week period you are applying for

For more information, click here

How much do you get

The Canada Recovery Benefit (CRB) provides a payment of $1,000 (before taxes withheld) for each 2-week period that you apply for. After the CRA withholds a 10% tax at source, the actual payment you get is $900 per 2-week period.

Impact on your Taxes – The 10% tax withheld at source may not be all the tax you need to pay. When you complete your personal income tax return, you may need to pay more (or less), depending on how much income you earned. You must report the CRB payments that you receive as income when you file your personal income tax return.

The CRA will provide you with a T4A tax information slip at tax time for the amount you received in CRA administered COVID-19 benefits.

For more information, click here

Periods you can Apply for

Each Canada Recovery Benefit (CRB) eligibility period is a specific 2-week period. It begins and ends on specific dates.

The CRB does not renew automatically. You must apply for each period separately. You can apply for a maximum of 13 periods out of the total 26 periods available.

The 13 periods do not have to be taken consecutively.

You may apply for any period that you’re eligible for. If you meet all the eligibility criteria for the entire 2-week period, the earliest you can apply is the first Monday after the 2-week period has ended.

For more information, click here

How to Apply

The easiest way to apply will be online through CRA My Account.

Keep Getting your Payments

The CRB does not renew automatically. To keep getting your payments, you must make sure you are still eligible and re-apply after each period, up to a maximum of 13 periods.

To confirm the number of periods you have already received the CRB, you can review your application history in CRA My Account, under “COVID-19 Support Payment Application Details”.

Return a Payment

Your situation may have changed since you first applied or you may have made a mistake when applying. If you are not eligible for the benefit, you will have to return any payments you received. We encourage you to return any payments you received in 2020 that you’re not eligible for before December 31, 2020.

You must return or repay the CRB to the CRA if you:

  • applied for the CRB and later found that you are not eligible
  • received a payment in error
  • received one of the following for the same eligibility period:
    • Canada Recovery Caregiving Benefit
    • Canada Recovery Sickness Benefit
    • Short-Term Disability Benefits
    • Workers’ Compensation Benefits
    • Employment Insurance (EI) benefits
    • Québec Parental Insurance Pan (QPIP) benefits
  • are found to have made a fraudulent claim

Individuals who make intentionally fraudulent claims may also face additional consequences, such as penalties or possible jail time.

For more information, click here

 

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